CAPITAL FOR EVERY SITUATION

Get a DSCR Loan to Buy or Refi

A debt service coverage ratio loan allows a borrower to qualify for financing based primarily on the cash flow of the property (rent payments from tenants). These loans can be for a new property purchase or as a refinance.

At Loan Factory, we partner with real estate developers to ensure they have the financing and local support to take their businesses to the next level. Our DSCR Rental loans offer industry-leading LTV.

Apply in less than 10 minutes

Grow your property empire

Move fast on good deals

Skip the paperowork - no W2s

See My DSCR Options

Why Choose DSCR Loans

The Smart Way to Finance

Investment Properties

DSCR loans revolutionize real estate investing by focusing on what matters most: the property's ability to generate income.

No Income Verification

No tax returns, pay stubs, or W-2s required.

Qualify Based on property cash flow alone.

Lightning Fast Closings

Close in as little as 7 days once appraisal is complete. Speed when you need it most.

Up to 85% LTV

Maximize your leverage with competitive loan-to-value ratios for investment properties.

Purchase & Refinance

Whether buying new properties or refinancing existing ones, we've got you covered.

Cash Flow Based

Qualification is based on the property's rental income potential, not your personal income.

Cash Flow Based

First-time investors welcome. We guide you through the process tep by step.

Loan Features

DSCR Loan Highlights

Everything you to know about DSCR loan program designed sepcifically for real estate investors.

Key Benefits

No business or personal income or tax documents needed

Income is based on rental property cash flow

Available for Purchases & Refinances

Flexible qualification guidelines

Fast Closings - as little as 7 days once appraisal is in hand

Up to 85% LTV

No previous investor experience required

Eligible Entities: LLCs and Individuals

Long & short term rentals qualify (Airbnb / VRBO)

Interest Only Payments Available

Get the financing you need, delivered FASTER than the competition!!
CALL TODAY 502-490-2111

Review My Rental Property

A DSCR Loan, or Debt Service Coverage Ratio loan, allows real estate investors to qualify based on the property’s rental income instead of personal income. This makes DSCR financing ideal for investors who own multiple properties, are self-employed, or need fast approvals without tax return verification. At CallDunn, we specialize in nationwide DSCR programs that make it simple to scale your rental portfolio with flexible terms, cash-out options, and competitive rates. Whether you’re purchasing, refinancing, or pulling equity to invest in more deals, our investor-focused DSCR loan programs are designed to help you grow with confidence.

CAPITAL FOR EVERY SITUATION

Get a DSCR Loan to Buy or Refi

The Smart Way to Finance

Investment Properties

No Income Verification

Lightning Fast Closings

Up to 85% LTV

Purchase & Refinance

Cash Flow Based

Cash Flow Based

DSCR Loan Highlights

Key Benefits

No business or personal income or tax documents needed

Income is based on rental property cash flow

Available for Purchases & Refinances

Flexible qualification guidelines

Fast Closings - as little as 7 days once appraisal is in hand

Up to 85% LTV

No previous investor experience required

Eligible Entities: LLCs and Individuals

Long & short term rentals qualify (Airbnb / VRBO)

Interest Only Payments Available

Get the financing you need, delivered FASTER than the competition!!CALL TODAY 502-490-2111

Get the financing you need, delivered FASTER than the competition!!
CALL TODAY 502-490-2111